Short-term financing for your fix-and-flip projects

Fast funding for real estate investments

Our Fix-and-Flip loan helps you expand your real estate portfolio with fast closings to match the dynamic market. Client Direct Mortgage offers seamless and efficient financing through our in-house pricing and processing platform.

No Application Fee, Income Verification or Appraisal

With Client Direct Mortgage, you'll close on your investment property quickly, allowing you to flip it and start earning income faster.

Quick Closing

Close in as few as 7 business days to compete with cash buyers.

No need to drain your own funds - only 10% down.

Maximize your returns with our competitive loan rates and terms.

Low Down Payment

Competitive Rates

LOANS TAILORED TO HOUSE FLIPPERS

New Purchase

Client Direct Mortgage provides the funds to purchase, rehab and can close in as fast as 7 days, allowing you to compete against cash buyers.

Quickly Refinance

Using your own cash or home equity to purchase a property, restore your original cash position within months of the property purchase.

100% of Rehab Costs

We provide up to 95% LTC of your project's initial costs and cover 100% of rehab expenses. This high leverage, combined with your FICO® score and the property’s after-repair-value (ARV), equips you to maximize your investment's potential.

No 3rd Party Appraisal

Waiting on appraisals is often a hurdle when using banks or other hard money lenders to finance your fix & flips. We use an internal valuations team that speeds up the process.

Variety of Property Types

Our fix-and-flip loans are suitable for a variety of properties, including single-family homes, condos, multi-unit residences, PUDs, and more, offering a broad spectrum of investment opportunities.

Liability Protection Options

We allow your to close your investment home purchase in a variety of members, like, corporations, general partnerships, limited partnerships, limited liability corporations, and revocable trusts.

9.25%*

$100K to $3MM

up to 95%

up to 80%

12, 18 + 24
month terms

100% of
rehab costs

Rates as low as

Loans from

of purchase price

of after-repair value

w/ interest-only options

1. Complete an Application
2. Lock your Rate
3. Put in an Offer
4. Complete Loan Process
5. Complete your Rehab

Our Process is Efficient

OUR Approach

Our experienced team doesn't just help you purchase your investment property, we help our clients grow their real estate portfolio, whether through our CDM Section 8 Academy or by supporting the sale of your new flip.